This post is showing our expenses budget for this month. We are a young, married couple aged 24 and 26 with no children. I will be doing a February actual spend post at the end of the month to see if we stayed in budget. Even though we live comfortably we still want to be able to stick to the budget and not spend money on silly items and too many takeaways…
| Bills | |
| Categories | Budget |
| Mortgage | 798.00 |
| Debt | 1000.00 |
| Council tax | 135.00 |
| Electricity/Gas | 20.00 |
| Water | 34.00 |
| TV licence | 13.00 |
| Boiler coverage | 20.00 |
| Broadband/TV/Home phone | 52.00 |
| Groceries | 300.00 |
| Petrol | 180.00 |
| Mobile phones | 74.00 |
| Life/contents insurance | 59.00 |
| Pet supplies | 30.00 |
| Crunchy roll | 7.00 |
| Netflix | 8.00 |
| Xbox live | 6.00 |
| Contact lenses | 33.00 |
| Allowances | 136.00 |
| Savings | 870.00 |
| Other | 200.00 |
| Takeaways/Food out | 0.00 |
| Credit card | 0.00 |
| House expenses | 0.00 |
I don’t budget for takeaways/food out and house expenses as we try not to spend money in these categories, but it doesn’t always work out that way!
Our biggest downfall in keeping within budget is the food shopping bill so please share any budgeting tips in the comments below!
I hope this has given you an insight into our February budget and keep a look out for my post at the end of the month comparing the budget to the actual spend. If you have any questions on this topic, please leave a comment.
Becca
Banks Family Blog 
I love working with budgets!
I like to know exactly where my money is going and how much of it is used. This decreases unnecessary spending and can increase savings!
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