This post is showing our actual spend for this month. January was a very long month so some of the categories are actually for 5 weeks spending rather than 4.
| Bills | ||
| Budget | Actual | |
| Mortgage | 798.00 | 798.00 |
| Debt | 1000.00 | 1000.00 |
| Council tax | 135.00 | 135.00 |
| Electricity/Gas | 20.00 | 20.00 |
| Water | 34.00 | 34.00 |
| TV licence | 13.00 | 13.00 |
| Boiler coverage | 20.00 | 20.00 |
| Broadband/TV/Home phone | 52.00 | 54.00 |
| Groceries | 300.00 | 252.00 |
| Petrol | 180.00 | 169.00 |
| Mobile phones | 74.00 | 81.00 |
| Life/contents insurance | 59.00 | 59.00 |
| Pet supplies | 30.00 | 14.00 |
| Crunchy roll | 7.00 | 6.00 |
| Netflix | 8.00 | 8.00 |
| Xbox live | 6.00 | 10.00 |
| Contact lenses | 33.00 | 33.00 |
| Allowances | 136.00 | 136.00 |
| Savings | 870.00 | 634.00 |
| Other | 200.00 | 135.00 |
| Takeaways/Food out | 0.00 | 135.00 |
| Credit card | 0.00 | 0.00 |
| House expenses | 0.00 | 17.00 |
We were able to pay off both our car finances early this month so we now own our cars! This was very exciting for us and we have an extra £325 to put towards our other debt.
Please look out for my next post which will be our February budget. Fingers crossed we have a better month – I’ve just had to spend £260 on 4 new tyres already! If you have any questions on our January spend, please leave a comment.
Becca
Banks Family Blog 